John Pearse Swing Swipes

We have the best Lease-to-Own payment plans on the Internet!

We encourage you to always do the math and read the fine print when you shop around at other stores. Even if another monthly payment seems competitive, the payment plans at other stores often include an inflated overall price and/or interest. You could unknowingly enter into a contract requiring payments for several years and end up paying full retail or MORE.

Some GREAT benefits of our Lease-to-Own plan:

• ALL instruments are brand new at the beginning of your lease-to-own plan and covered by their original manufacturer warranty.
• After only 12 successful payments you will own your instrument!
• We do not charge interest or inflate our discounted overall price when you choose to make payments! Our 12-month Lease-to-Own plan is similar to making interest-free installment payments. Unlike most other music stores that inflate their overall prices when you begin a payment plan, we simply divide our purchase price into 12 monthly payments.
• You have the option of purchasing damage protection during the lease period for a very affordable monthly cost. Damage protection provides protection against accidents that may otherwise leave you making payments on a broken instrument. We highly recommend adding damage protection!
• You can cancel at any time simply by returning the instrument with no further obligation.
• The only additional fee that we charge with our Lease-to-Own plan is a small, onetime Origination Fee. This non-refundable fee is charged up front with your first month’s lease payment and covers all administrative services required in processing and collecting payments.
• Customized Payment Plans are available to meet your specific budget. Need a customized payment plan on any instrument or group of instruments? Please call or email us with your additional needs.

Here is how it works:

• Your initial order placed through our website includes the first month’s lease payment, the origination fee and the first month of damage protection (if ordered).
• The (11) remaining monthly payments are then automatically charged to the same credit card on the 1st day of each month (including the monthly fee for damage protection, if ordered). Monthly payments begin on the 1st day of the very next month after your order is shipped.
• After 12 successful payments you will own the instrument!
• Origination fee* and damage protection** do not apply toward the purchase of the instrument.
• You can avoid the origination fee by purchasing the instrument outright.

SAMPLE ORDER:

Eastman Strings model 80 Violin Outfit

Lease-to-own monthly price = $30

Origination fee = $35

Optional monthly damage protection = $3 per month

* Amount charged when you place your order with damage protection = $68. This includes the $30 first payment, $35 onetime origination fee and $3 first month of damage protection. Sales tax not included.

* Starting on the first of the next month, there will be 11 monthly payments of $33, $30 monthly payment + $3 monthly damage protection. Sales tax not included.